_menuCloseDelay=500;
_menuOpenDelay=150;
_subOffsetTop=0;
_subOffsetLeft=0;




with(menuStyle=new mm_style()){
bordercolor="#999999";
borderstyle="solid";
borderwidth=0;
fontfamily="Verdana, Tahoma, Arial";
fontsize="11px";
fontstyle="normal";
fontweight="normal";
headerbgcolor="#ffffff";
headercolor="#000000";
offbgcolor="#000000";
offcolor="#ffffff";
onbgcolor="#919DC2";
oncolor="#ffffff";
padding="0px 12px 0px 12px";
pagebgcolor="#8D0B25";
pagecolor="#ffffff";
separatorcolor="#6171A6";
separatorsize=1; 
// separatorimage="/images/seperator_image.gif";
}

with(firstStyle=new mm_style()){
bordercolor="#ffffff";
borderstyle="solid";
borderwidth=0;
fontfamily="Verdana, Tahoma, Arial";
fontsize="11px";
fontweight="normal";
fontstyle="normal";
headerbgcolor="#ffffff";
headercolor="#000000";
offbgcolor="#919DC2";
offcolor="#ffffff";
onbgcolor="#6171A6";
oncolor="#ffffff";
padding="4px 12px 4px 12px";
pagebgcolor="#919DC2";
pagecolor="black";
separatorcolor="#ffffff";
separatorsize=1;
subimage='/images/arrow_off.gif';
onsubimage='/images/arrow_on.gif';
subimagepadding=4;
}

with(secondStyle=new mm_style()){
bordercolor="#ffffff";
borderstyle="solid";
borderwidth=0;
fontfamily="Verdana, Tahoma, Arial";
fontsize="11px";
fontstyle="normal";
fontweight="normal";
headerbgcolor="#ffffff";
headercolor="#000000";
offbgcolor="#B8C0D8";
offcolor="#6171A6";
onbgcolor="#919DC2";
// oncolor="#2A4088";
oncolor ="#ffffff";
padding="4px 12px 4px 12px";
pagebgcolor="#B8C0D8";
pagecolor="black";
separatorcolor="#ffffff";
separatorsize=1;
subimagepadding=2;
}







with(milonic=new menuname("loans")){
style=firstStyle;
itemwidth=170;
aI("text=Purchase;url=/retail/loans/purchase/index.html;showmenu=purchase");
aI("text=Refinance;url=/retail/loans/refinance/index.html;showmenu=refinance");
aI("text=Documentation Checklist;url=/retail/loans/checklist.html;");
aI("text=Loan Programs;url=/retail/loans/programs.html;");
aI("text=Loan Calculator;url=/retail/loans/calculator.html;");
}

// loans submenus

// purchase
with(milonic=new menuname("purchase")){
style=secondStyle;
itemwidth=182;
aI("text=Help for First-time Buyers;url=/retail/loans/purchase/first_time.html;");
aI("text=FAQ;url=/retail/loans/purchase/faq.html;");
aI("text=Glossary of Terms;url=/retail/loans/purchase/glossary.html;");
aI("text=Purchase Loan Process;url=/retail/loans/purchase/process.html;");
aI("text=Pre-Qualify;url=/retail/apply/prequalify.html;");
aI("text=Online Application;url=/retail/apply/purchase.html;");
}

// refinance
with(milonic=new menuname("refinance")){
style=secondStyle;
itemwidth=182;
aI("text=Refinance Loan Process;url=/retail/loans/refinance/process.html;");
aI("text=Online Application;url=/retail/apply/refinance.html;");
}

with(milonic=new menuname("about")){
style=firstStyle;
itemwidth=155;
aI("text=Management Team;url=/retail/about/team.html");
aI("text=Testimonials;url=/retail/about/testimonials.html;");
aI("text=Insurance Info;url=/retail/about/insurance.html;");
aI("text=Employment;url=/retail/about/employment.html;");
aI("text=Partners;url=/retail/about/partners.html;");
}

with(milonic=new menuname("contact")){
style=firstStyle;
aI("text=Key Contacts;url=/retail/contact/key.html;");
aI("text=Map and Directions;url=/retail/contact/map.html");
aI("text=Payment Information;url=/retail/contact/payment.html");
aI("text=Investor Relations;url=/retail/contact/investor.html");
}




drawMenus();